💸 Freelance Rate Calculator

Stop underpricing. Calculate realistic freelance rates by accounting for taxes, expenses, non-billable hours, and time off. Get hourly rates and project pricing that actually cover your costs.

Step 1: Select your currency

Step 2: What's your annual income goal?

$

Step 3: How many hours can you actually bill?

Billable hours per week 25

💡 Tip: Most freelancers have 20-30 billable hours. The rest goes to admin, proposals, learning, and emails.

Non-billable overhead (%) 25%

💡 Includes: kickoff calls, revisions, emails, scope creep, and admin tasks.

Step 4: Account for time off and taxes

Taxes & business expenses (%) 30%

💡 Self-employment tax (~15-20%) + income tax + business expenses. Save receipts.

Your hourly rate

$0

to earn your goal

Billable hours/year

0

after vacation & admin

Annual revenue needed

$0

before your cut

Project Pricing Examples

Small project (40 hrs)

$0

Quick turnarounds, landing pages, assets

Mid project (120 hrs)

$0

Full-featured websites, apps, systems

Large project (200 hrs)

$0

Complex builds, migrations, retainers

Breakdown: Where the money goes

Work hours per week (50 weeks/yr)

Billable 0h
Admin/overhead 0h
Total 0h

Annual income breakdown

Your net income $0
Taxes & expenses $0
Revenue target $0
Enter your details to see your verdict.

Underpricing Impact

Discount New rate Extra work needed Annual income hit